What to do about Preexisting Conditions
Oped for The Wall Street Journal. Health Status insurance op-ed for Investors Business Daily (local link). April 2 2009. These pieces describe my ideas on how free market health insurance can solve the portability problem and thus let us have a competitive system: People who lose their jobs lose health insurance, often with catastrophic results. Two ways to put the basic idea: 1. You can buy “premium increase insurance” so that if you get sick you can afford higher premiums. 2. You can buy the right to buy health insurance in the future, even if you get sick in the meantime.